Clear fees, in three steps
The first step is free. You only pay for a Debt Diagnosis if you decide you want one.
- Step 1
Free initial assessment
Free · no obligationA written first view of your realistic options, and a fixed-fee quote for the next step.
- Step 2
Debt Diagnosis
Consumer €290 · Mortgage €490 · Business €890Full review of your documents and a written strategy report. Credited against negotiation fees if we take on your case.
- Step 3
Negotiation and legal work
Only if you decide to proceedA fixed fee plus a success fee, quoted in writing in your Client Agreement. Legal work by attorneys is engaged and invoiced separately.
Debt Diagnosis fees
| Consumer debtPersonal loans, cards, overdrafts, servicer debt | €290 |
|---|---|
| Mortgage debtHome and other secured loans | €490 |
| Business debtCompanies and sole traders | €890 |
What the Debt Diagnosis includes
- Full review of your loan files and documents
- Check of the legal status of every claim
- Written strategy report with realistic range, timeline, costs and risks
- A call to go through the report with you
How payment works
- No fee is payable before you have received and signed a Client Agreement stating it.
- Payment by bank transfer only, against invoice, to our one official account.
- The Debt Diagnosis fee is credited against negotiation fees if we take on your case.
- Consumers have a 14-day right of withdrawal for agreements concluded at a distance.
- VAT treatment is shown on your invoice.
Payment instructions →
Terms & Conditions →
No debt reduction, settlement or legal outcome is guaranteed.
Common questions
Is the initial assessment free?
Yes. The initial assessment is free and carries no obligation.
Does an assessment guarantee a settlement?
No. Creditors are not obliged to accept any proposal. No debt reduction, settlement or legal outcome is guaranteed.
What happens after the initial assessment?
You receive a written first view of your options and a fixed-fee quote for the Debt Diagnosis. You decide whether to continue.
How do I pay?
Only by bank transfer, against invoice, to the official account on our Payment Instructions page. We never ask for payment by phone, in cash, in cryptocurrency or to another account.
Take the first step, in confidence.
A free initial assessment, reviewed by a licensed lawyer. No obligation.
No debt reduction, settlement or legal outcome is guaranteed.